Monday, March 26, 2012

How they scam you...


Messages asking for personal information

Watch a video on detecting phishing.

Some spammers send fraudulent mass-messages designed to collect personal information, called 'spoofing' or 'password phishing.'
Here are a few ways you might recognize these messages:
  • They ask you to provide your username and password or other personal information (e.g. Social Security number, bank account number, PIN number, credit card number, mother's maiden name, or birthday). Even if they appear to be from a legitimate source, or contain an official-looking webpage, be careful. Spammers often ask for this information in an attempt to steal your Gmail address, your money, your credit, or your identity.
  • You might see a warning from Gmail when you open one of these messages. These phishing alerts operate automatically, much like spam filtering. Gmail's spam filters automatically divert messages that are suspected of being unwanted messages into 'Spam'. Similarly, Gmail's phishing alerts automatically display warnings with messages we suspect are phishing attacks so you know to exercise caution before providing any personal information.

You should always be wary of any message that asks for your personal information, or messages that refer you to a webpage asking for personal information. One thing to be sure of: Google or Gmail will never ask you to provide this information in an email; if the message asking for it claims to be from us, don't believe it.
Here's what you can do to protect yourself and stop fraudsters:
  • Check the email address of the sender of the message by hovering your mouse cursor over the sender name and verifying that it matches the sender name.
  • Check whether the email was authenticated by the sending domain. Click on the 'show details' link in the right hand corner of the email, and make sure the domain1 you see next to the 'mailed-by' or 'signed-by' lines matches the sender's email address. For more information on email authentication, please visit our Email Authentication article.
  • Make sure the URL domain on the given page is correct, and click on any images and links to verify that you are directed to proper pages within the site. For example, the Gmail URL is http://mail.google.com/ or, for even more security, https://mail.google.com/. Although some links may appear to contain 'gmail.com,' you may be redirected to another site after entering such addresses into your browser.
  • Always look for the closed lock icon in the status bar at the bottom of your browser2 window whenever you enter any private information, including your password.
  • Check the message headers. The 'From:' field is easily manipulated to show a false sender name. Learn how to view headers.
  • If you're still uncertain, contact the organization from which the message appears to be sent. Don't use the reply address in the message, since it can be forged. Instead, visit the official website of the company in question, and find a different contact address.
  • If you enter your Google account or personal information as the result of a spoof or phishing message, take action quickly. Send a copy of the message header and the entire text of the message to the Federal Trade Commission at spam@uce.gov. If you entered credit card or bank account numbers, contact your financial institution. If you think you may be the victim of identity theft, contact your local police.
  • Gmail doesn't send unsolicited mass messages asking for passwords or personal information. If you think your Gmail address has been compromised or taken over, please click here so we can help resolve the issue as quickly as possible.
* If our system flags a message as phishing, but you've validated the source from which the message originated, click the down arrow next to Reply at the top-right of the message pane, and select Report Not Phishing to let us know the message is legitimate. And if you receive a message that our phishing detection system doesn't pick up on, click Report Phishing to send a copy of the message to the Gmail Team.
  1. domain: A domain is a name for an IP address and is more commonly recognized as a website or web address. For example, Google.com is a domain.
  2. browser: A browser is an application you can use to access the Internet and visit websites. Google Chrome, Internet Explorer, Firefox, and Safari are all examples of browsers.

Another great Internet Scam



Be careful with this message. Similar messages were used to steal people's personal information. Unless you trust the sender, don't click links or reply with personal information.  Learn more


Kind Attention:


My name is Mr. Steve Morgan; I am a US citizen, 51 Years Old. My residential address is as follows. 5424 Pent ridge Street Philadelphia, Pennsylvania, 19143-4126, United States of America, I am one of those people that took part in receiving Inheritance funds and Lottery funds from African banks and European banks even from many lottery organizers few years ago and they refused to pay me, I had paid different fees or charges of over $85,000 while in the USA trying to get my funds from those banks and lottery organizers but all to no avail.


So i decided to travel to WASHINGTON D.C USA with all my payment approval documents, and I was directed by the F.B.I. Director to contact a man called Mr. Peter Campos, A BRITISH CITIZEN and a member of the UNITED NATIONS ORGANISATION (UNO) & INTERNATIONAL MONETARY FUNDS (IMF) COMPENSATION AWARD COMMITTEE currently staying in Lagos -Nigeria. I contacted him in Nigeria and he explained everything to me.


Mr. Peter Campos personally directed me on how to successfully claim my Inheritance and Lottery payment from the paying bank and right now I am the happiest man on earth because I have now finally received my funds totaling US$ 6 Million (Six Million U.S Dollars).  Moreover Mr. Peter Campos, showed me the full information of those people that are yet to receive their payments and I saw your names/your email address as one of the beneficiaries and that is why I decided to email you to stop dealing with those people because they are not with your funds but they are only making money out of you.


I will personally advise you to contact Mr. Peter Campos in Lagos - Nigeria
immediately after reading this message. You have to contact him directly on this
information below


Contact Person: Mr. Peter Campos.
Contact Address: No. 25 Groveport Hill, Ikoyi Lagos Nigeria.
eMail ID: mrcampospeter@gmail.com
Telephone Number: +234 708-640-8821


Contact him now and send him


(1). Your full names,


(2). Your full contact Address,
(3). Your mobile phone numbers


(4). Your Age and Occupation Etc...


You really have to stop dealing with those people that are contacting you now telling you that your funds is with them because your funds is not in anyway with them, they are only taking advantage of you and they will dry you up until you have nothing left with you. Once again stop contacting those people, I will advise you to contact only Mr. Peter Campos in Lagos - Nigeria so that he can help you process your payment through the paying bank instead of dealing with those liars that will be turning you around asking for different kind of money for fees to complete your transaction.


Thank You and Be Blessed.
Mr. Steve Morgan.
5424 Pent ridge Street Philadelphia,
Pennsylvania, 19143-4126, U.S.A.

Sunday, March 25, 2012

LOAN ME $50,000 Send to..















The bank sent me this and they want me to send $50,000 to collect it. Good luck with that...



Bank of America Logo
BANK OF AMERICA WIRE /TRANSFER /DEPARTMENT.© 2012
UNITED STATE OF AMERICA.
e-Mail (wire-transfer-department@accountant.com)
TELL;:800 604 9961
CELL:: 716 279 6280


OUR REF: BOA/UNI-MEM/FDIC/14-07.


RE –SWIFT WIRE TRANSFER NOTIFICATION
DEAR CUSTOMER.

WE ARE GOING TO PROVIDE THE ACCOUNT DETAIL TO YOU FIRST THING TOMORROW MORNING SO THAT YOU CAN MAKE THE DEPOSIT PAYMENT OF THE REQUIRED $55,000,

GET BACK TO ME WITH YOUR CELL PHONE NUMBER



THANKS FOR BANKING WITH US.


MR. ALFRED MAC REA
TELEX DEPARTMENT
BANK OF AMERICA .
MAINBANKINGCENTER

Wednesday, March 21, 2012

Social Security scam!!!





SOCIAL SECURITY NOW CALLED 'FEDERAL BENEFIT        PAYMENT/ENTITLEMENT'

Have you noticed, your Social Security check is now referred to as a "federal benefit payment"?

I'll be part of the one percent, to forward this, our government gets away with way too much in all areas of our lives, while they live lavishly on their grossly overpaid incomes!            
KEEP passing THIS AROUND UNTIL EVERY ONE HAS READ IT.....

SOMETHING TO THINK ABOUT THE ONLY THING WRONG WITH THIS CALCULATION IS THEY FORGOT TO FIGURE IN THE PEOPLE WHO DIED             BEFORE THEY COLLECTED THEIR SOCIAL SECURITY!!!! WHERE DID THAT MONEY GO?????????????
This was sent to me, I am forwarding it because it does touch a nerve in me.
This is another example of what Rick Perry called "TREASON in high places" !!! Get angry and pass this on!
Remember, not only did you contribute to Social Security but your employer did too. It totaled 15% of your income before taxes. If you averaged only $30K over your working life, that's close to $220,500.














Note how your elected officials earn the hundreds of thousands of dollars we pay them. Solitary and online books???
If you calculate the future value of $4,500 per year (yours & your employer's contribution) at a simple 5% (less than what the government pays on the money that it borrows), after 49 years of working you'd have $892,919.98.
If you took out only 3% per year, you'd receive $26,787.60 per year and it would last better than 30 years (until you're 95 if you retire at age 65) and that's with no interest paid on that final amount on deposit! If you bought an annuity and it paid 4% per year, you'd have a lifetime income of $2,976.40 per month.
The folks in Washington have pulled off a bigger Ponzi scheme than Bernie Madehoff ever had.
Entitlement my butt, I paid cash for my social security insurance!!!! Just because they borrowed the money, doesn't make my benefits some kind of charity or handout!!
Congressional benefits ---- free healthcare, outrageous retirement packages, 67 paid holidays, three weeks paid vacation, unlimited paid sick days, now that's welfare, and they have the nerve to call my social security retirement entitlements?

We're "broke" and can't help our own Seniors, Veterans, Orphans, Homeless.
In the last months we have provided aid to Haiti, Chile , and Turkey. And now Pakistan ......home of bin Laden. Literally, BILLIONS of DOLLARS!!!

Our retired seniors living on a 'fixed income' receive no aid nor do they get any breaks while our government and religious organizations pour Hundreds of Billions of $$$$$$'s and Tons of Food to Foreign Countries!
They call Social Security and Medicare an entitlement even though most of us have been paying for it all our working lives and now when it’s time for us to collect, the government is running out of money. Why did the government borrow from it in the first place? Imagine if the *GOVERNMENT* gave 'US' the same support they give to other countries.

Sad isn't it 99% of people won't have the guts to forward this.

Wednesday, March 14, 2012

CANCER CURE NOT A SCAM...

No scam is bigger than the cancer scam,
 My Mom had been taking the full-stalk canned style asparagus that she pureed and she took 4 tablespoons in the morning and 4 tablespoons later in the day. She did this for over a month. She is on chemo pills for Stage 3 lung cancer in the pleural area and her cancer cell count went from 386 down to 125 as of this past week.
Her oncologist said she does not need to see him for 3 months.

THE ARTICLE:
Several years ago, I had a man seeking asparagus for a friend who had cancer. He gave me a photocopied copy of an article, entitled, Asparagus for cancer 'printed in
Cancer News Journal, December 1979. I will share it here, just as it was shared with me: I am a biochemist, and have specialized in the relation of diet to health or over 50 years. Several years ago, I learned of the discovery of Richard R. Vensal, D.D.S. that asparagus might cure cancer. Since then, I have worked with him on his project We have accumulated a number of favorable case histories. Here are a few examples:

Case No. 1, A man with an almost hopeless case of Hodgkin's disease (cancer of the lymph glands) who was completely incapacitated. Within 1 year of starting the asparagus therapy, his doctors were unable to detect any signs of cancer, and he was back on a schedule of strenuous exercise.

Case No. 2, a successful businessman 68 years old who suffered from cancer of the bladder for 16 years. After years of medical treatments, including radiation without improvement, he went on asparagus. Within 3 months, examinations revealed that his bladder tumor
had disappeared and that his kidneys were normal.

Case No. 3, a man who had lung cancer. On March 5th 1971, he was put on the operating table where they found lung cancer so widely spread that it was inoperable.
The surgeon sewed him up and declared his case hopeless. On April 5th he heard about the Asparagus therapy and immediately started taking it By August, x-ray pictures revealed that all signs of the cancer had disappeared. He is back at his regular business routine.

Case No. 4, a woman who was troubled for a number of years with skin cancer. She finally developed different skin cancers which were diagnosed by the acting specialist as advanced. Within 3 months after starting on asparagus, her skin specialist said that her skin looked fine and no more skin lesions. This woman reported that the asparagus therapy also cured her kidney disease, which started in 1949. She had over 10 operations for kidney stones, and was receiving government disability payments for an inoperable, terminal, kidney condition. She attributes the cure of this kidney trouble entirely to the asparagus.

I was not surprised at this result, as `The elements of materia medica', edited in1854 by a Professor at the University of Pennsylvania, stated that asparagus was used as a popular remedy for kidney stones. He even referred to experiments, in 1739, on the power of asparagus in dissolving stones. Note the dates!
We would have other case histories but the medical establishment has interfered with our obtaining some of the records. I am therefore appealing to readers to spread this good news and help us to gather a large number of case histories that will overwhelm the medical skeptics about this unbelievably simple and natural remedy.

For the treatment, asparagus should be cooked before using, and therefore canned asparagus is just as good as fresh. I have corresponded with the two leading canners of asparagus, Giant and Stokely, and I am satisfied that these brands contain no pesticides or preservatives.
Place the cooked asparagus in a blender and liquefy to make a puree, and store in the refrigerator. Give the patient 4 full tablespoons twice daily, morning and evening. Patients usually show some improvement in 2-4 weeks. It can be diluted with water and used as a cold or hot drink. This suggested dosage is based on present experience, but certainly larger amounts can do no harm and may be needed in some cases. As a biochemist I am convinced of the old saying that `what cures can prevent.' Based on this theory, my wife and I have been using asparagus puree as a beverage with our meals. We take 2 tablespoons diluted in water to
suit our taste with breakfast and with dinner. I take mine hot and my wife prefers hers cold. For years we have made it a practice to have blood surveys taken as part of our regular checkups. The last blood survey, taken by a medical doctor who specializes in the nutritional approach to health, showed substantial improvements in all categories over the last one, and we can attribute these improvements to nothing but the asparagus drink.

As a biochemist, I have made an extensive study of all aspects of cancer, and all of the proposed cures. As a result, I am convinced that asparagus fits in better with the latest theories about cancer.

Asparagus contains a good supply of protein called histones, which are believed to be active in controlling cell growth.. For that reason, I believe asparagus can be said to contain a substance that I call cell growth normalizer. That accounts for its action on cancer and in acting as a general body tonic. In any event, regardless of theory, asparagus used as we suggest, is a harmless substance. The FDA cannot prevent you from using it and it may do you much good. It has been reported by the US National Cancer Institute, that asparagus is the highest tested food containing glutathione, which is considered one of the body's most potent anticarcinogens and antioxidants.

Please send this article to everyone in your Address Book.
The most unselfish act one can ever do is paying forward all the kindness one has received, even to the most undeserved person.

Tuesday, March 6, 2012

Free Stuff...


The folks who are getting the free stuff, don't like the folks who are paying for the free stuff, because the folks who are paying for the free stuff can no longer afford to pay for both the free stuff and their own stuff.

The folks who are paying for the free stuff want the free stuff to stop, and the folks who are getting the free stuff want even more free stuff on top of the free stuff they are already getting!

Now... The people who are forcing the people who pay for the free stuff have told the people who are RECEIVING the free stuff, that the people who are PAYING for the free stuff, are being mean, prejudiced, and racist.

So... The people who are GETTING the free stuff have been convinced they need to hate the people who are paying for the free stuff by the people who are forcing some people to pay for their free stuff, and giving them the free stuff in the first place.

We have let the free stuff giving go on for so long that there are now more people getting free stuff than paying for the free stuff.

Now understand this. All great democracies have committed financial suicide somewhere between 200 and 250 years after being founded. The reason? The voters figured out they could vote themselves money from the treasury by electing people who promised to give them money from the treasury in exchange for electing them.

The United States officially became a Republic in 1776, 235 years ago. The number of people now getting free stuff outnumbers the people paying for the free stuff. We have one chance to change that. In 2012. Failure to change that spells the end of the United States as we know it.

ELECTION 2012 IS COMING
A Nation of Sheep Breeds a Government of Wolves!

I'M 100% for PASSING THIS ON!!!

Let’s take a stand!!!
Obama: Gone!
Borders: Closed!
Language: English only
Culture: Constitution, and the Bill of Rights!
Drug Free: Mandatory Drug Screening before Welfare!
NO freebies to:Non-Citizens!

We the people are coming
Only 86% will send this on. Should be 100%. What will you do? 

Friday, March 2, 2012

Bush Wanta funds used for terrorism.


Bush, Fed, Europe Banks in $15 Trillion Fraud, All Documented
By Gordon Duff, Senior Editor
———————-
Below is one of the strangest stories in financial history, one involving the US government lying about hundreds of thousands of tons of imaginary gold, illegal wire transfers and loans totalling $15 trillion. The video, from the House of Lords, is amazing in itself.
What it doesn’t express is where the money came from though Lord James of Blackheath proves conclusively that an effort was made to say it came from a gold reserve in Brunei that, in fact, never existed.
At surface, it appears we have stumbled upon the largest terrorist organization in the world and have found original documents tracing its funding to the Secretary of the Treasury and the Chairman of the Federal Reserve, two of the top financial officers in the US. A cursory review of terrorism statues in the US indicate that all transactions we will learn about are, in fact, to be assumed “terrorist money laundering” and that the only thing preventing the immediate arrest of hundreds of top financial officials is their political connections alone.
We will be able to offer an alternative, more insights, some hard intelligence and some very valuable background that we hope will offer insightful and realistic perspectives on this amazing story.
On February 16, 2012, Lord James of Blackheath, member of Britain’s House of Lords presented evidence of an illegal scheme begun, he has thus discovered, in 2009. His documents including originals signed by Alan Greenspan and Timothy Geithner, show the illegal “off the books” transfer by the Federal Reserve Bank of New York of $15 trillion to, initially, HSBC (Hong Kong Shanghai Banking Corporation) London and then to the Bank of Scotland.
The Bank of Scotland, under royal charter but restricted from involvement in any such transactions, simply “gave” the money to 20 European banks to use in a highly profitable scheme of co-trading “fresh cut” MTN’s (mid-term notes), generating trillions of dollars in profits over 3 years, none of which is shown on books, none has been taxed or has benefited shareholders in those banks.
As Blackheath outlines, the “deception and cover” for this transfer is the imaginary seizure of 750,000 tons of gold by agents of an unspoken entity (confirmed by the highest official sources as the Bush family and CIA), the listed “source” of the money.
The government of Indonesia confirms this to be an utter fabrication and that the individual named had 700 tons of gold (about half of what Gaddafi was holding), not 750,000. It is noted that only 1,500 tons of gold have ever been traded in world history, as stated in the House of Lords.
The issues that are initially brought out, issues inconsistent with international convention and starting the reader on what is only the surface discovery of two decades of crimes involving dozens of governments are as follows:
·         At no time has the Federal Reserve Bank of New York been authorized to hold the funds indicated
·         However, documents held by Lord Blackheath prove, conclusively that they did hold such funds and transfer them in a manner as to obscure their origin by using HSBC and the Bank of Scotland. This process, seemingly involving Alan Greenspan, Timothy Geithner and others would appear to be “money laundering” until some other explanation were found. None has been offered.
·         The “collateralization” of these funds, being 750,000 tons of gold, is proven to be fantasy. These funds then, in no way or manner, are related to Brunei. The presentation of this false transaction has been conclusively proven to be a “cover and deception” project such as an intelligence organization would use.
·         The transfer of these funds, all done without any authorizations, governmental or otherwise, particularly without agreements, payment of interest to the United States and without knowledge and approval of congress makes every aspect of this criminal in nature, a violation of innumerable statutes.
·         The receipt and use of these funds by the 20 banks, two of which are Wall Street’s largest, and the use of these funds to generate profits while the funds themselves are held “off the books” and the profits hidden and laundered, themselves the earnings of funds received through criminal acts makes any and all involved part of a criminal enterprise.

WHERE DID THE MONEY COME FROM
There is no record of the Federal Reserve being authorized to “create” $15 trillion, equal to the entire national debt of the United States. There is, however, proof that funds that totalled, at one time, $27 trillion had been earned surreptitiously, disposed of as part of an intelligence operation against the Soviet Union and then later stolen with accusations made against George H. W. Bush as being the perpetrator.
I have spoken with two individuals, one President Reagan’s intelligence coordinator and the other Chief Legal Cousel for the Central Intelligence Agency regarding these funds. Both have indicated that former President Bush had asked that these funds, totalling $27 trillion, be transferred to his control, that threats were made by Bush and that many involved in this operation suffered, issues including murder, illegal arrest, torture and detention among them.
The individuals I am speaking of repeatedly met with President Bush over these funds, disputed his claim to them, and indicate that the majority of the funds are the property of the people of the United States.

These funds are the mysterious “Wanta” funds, monies earned through years of currency trading aimed at collapsing the Soviet Union, a plan originated by President Ronald Reagan, then White House Intelligence Coordinator Lee Wanta and CIA Director William Casey. I have been told that, while this operation went forward under President Reagan, he had ordered that his successor, George H. W. Bush not be “briefed” out of “mistrust” for Bush.
The funds themselves were earned through a scheme of trading Soviet roubles at enormous profit, a practice that eventually collapsed their government. A portion of the profits are subject to current litigation in the Federal Court of the Eastern District of Virginia, Judge Lee presiding. I have over 2,000 pages of documents on this case which shows a remainder of the original funds had been transferred to the Federal Reserve Bank of Richmond by the Bank of China, a party to the rouble trading practice, in 2006 and is claimed as totally owned by Ameritrust Corporation. That amount was $4.5 trillion of which we hold the SWIFT transfer documents.
The other monies, which “likely” make up from the unspent portion of the missing $27 trillion, may well constitute all that is recoverable.
Wanta, sole shareholder in Ameritrust, has offered his companies share, valued by the court now at $7.2 trillion, entirely to the American people as intended by President Reagan.
The origin of the additional funds, issued by the Federal Reserve during the 80s and 90s, totalling nearly $8 trillion is unknown. High ranking sources within the US government indicate that this can only be either the remainder of funds Wanta raised or profits made from them after the majority of funds were stolen.
Stories, some quite good actually, and personal interviews plus my own review of documents would place the theft or conversion of these funds initially with:
·         The Bush family
·         The “P2,” a Masonic lodge operating out of Switzerland involved in dozens of terror bombings tied to “Operation Gladio”
·         People around Wanta himself including the CIA
What is lacking is a source for half of these funds. Technically, they don’t exist as there is no record of them being originated by nor transferred to the Federal Reserve Bank of New York though there are clear and discernible records of them being transferred out of that institution which never possessed them, according to their 2010 audit, in the first place.
WANTA MONEY
The transfer of Wanta funds, they can be assumed to have no other origin as they track into the Federal Reserve banking system while in escrow and are currently awaiting payment based on the orders of President Obama in accordance with findings of the federal court, is complicated by the Scottish transfer.
Either Wanta has claim to the entire amount or it is the property of the US government. That no effort has been made to secure the funds or enforce criminal and civil remedies to recover enough money to pay the entire US national debt and more, as with earnings, we are nearing well over $30 trillion by this time, is an indication that a criminal conspiracy with enough influence to overrule our own government is involved. Whether that “conspiracy is, as noted, the Bush family, rouge sections of the CIA or a secret society such as P2, one we can prove or others we only suspect exist, is another story.
The lack of action, here or as requested by Lord James in Britain, is, in itself, proof of both the seriousness and actuality of these events and the powers that can prevent any inquiry when irrefutable documents such as SWIFT transfers are available. In fact, Lord James has offered a wealth of documents which, when combined with the 2000 pages of Wanta “discovery” from the Federal Court, constitutes more than prima facia evidence of money laundering, conversion, terrorism or worse.
Thus, the inaction in the face of overwhelming and unquestioned proof is inexplicable.
FLOOD OF WANTA LITIGATION AND INDICTMENTS COMING
Currently, Wanta’s legal status is as technical conservator and owner of $7.2 trillion. However, as nearly half that is owed in taxes and the court settlement required Wanta to purchase $1 trillion in treasury bonds, the federal government should show positive interest other than President Obama and a few others. More are being obstructionist with the payout and exercise of $3 trillion in US debt reduction.
This is, not only illegal but an indication of conspiracy.
In addition, Russian Prime Minister Putin has communicated that he awaits the agreed upon 3% payment of Russian taxes, initially on the $7.2 trillion. Will Putin want to be paid on the entire $15 trillion plus interest and will Russia and/or the US have interest in why the Bank of Scotland transferred these funds to 20 European banks to trade in MTN’s (mid term notes) without any authorization or agreement, any participation or sharing of profits.
As the funds, at least the half which the US government can claim ownership of, combined with the interest and earnings of, would quickly put the US “in the black,” again we look at, not just the press blackout on the Wanta litigation of the last 6 years but the press blackout on Lord James of Blackheath and the wealth of damning documentation he submitted to Parliament.
Nothing has been done since, it is as though the proof submitted was so dangerous that those moments in time have been erased by a mysterious g-dlike power.
What makes Wanta dangerous is that he has begun to distribute funds, some to government entities, counties and states, law enforcement agencies, giving them standing, not just in recovering funds intended for their use but in helping prosecute anyone involved in interfering with or attempting to divert funds.

One grand jury is being formed to investigate diversion of Wanta funds even at this early date. It is likely that Wanta/Ameritrust funds earmarked for border protection could lead to the indictment of high ranking US officials. This is only the beginning.
If the Royal Bank of Scotland doesn’t think it should be expecting the biggest chargeback in the history of the world, they are in for a shock.